Digital khata and customer credit for your shop

In many kiryana and baqala shops, the khata is the most important book in the shop. It records who bought on credit, how much they owe and when they paid. AIFFICIENTO keeps the same record inside the POS, so the khata is always up to date.

Opening an account

Each regular customer gets an account with their name and contact details. From the account you see every credit sale, every payment and the running balance. Local terms like udhaar, khata and ajil work naturally here, because the software keeps the record the way your shop already does.

Credit at the counter

When a customer buys on credit, use a split payment. Part of the bill can be paid in cash, and the rest goes to the customer’s credit. A credit limit stops the balance from growing beyond the level you have set for that customer.

Payments and statements

When a customer pays back some or all of their balance, record the payment against the account. The balance updates straight away. A statement shows every sale and payment for a period, which is useful when a customer asks what they owe.

Following up

Balance reminders show which customers are overdue. The customer dues figure also appears on the live dashboard and in the customer dues report, so the owner sees the total at a glance.

Keep it fair

Set credit limits you can stand behind, and record every payment on the day it arrives. A khata works best when the entries are complete, and the software makes that easy at the counter.